7 easy-to-read books that will help you save more money

The best books about saving money to read in 2021:

  • “The Millionaire Next Door,” by Thomas J. Stanley
  • “I Will Teach You To Be Rich,” by Ramit Sethi
  • “But First, Save 10,” by Sarah Catherine Gutierrez
  • “The Year Of Less,” by Cait Flanders
  • “The Financial Diet,” by Chelsea Fagan
  • “Get Money,” by Kristin Wong
  • “The 30-Day Money Cleanse,” by Ashley Feinstein Gerstley

If you’re looking to save more money in 2021, these personal finance books should top your list. 

While there are a lot of personal finance books out there, not every one is a good fit for every financial situation or goal. To save more, you generally need to spend less, and focus your attention on earning more. These books do cover that, but they also offer creative savings strategies and suggestions for ways to make the money you save work harder.

If you want strategies that will help you increase your cash reserves, these seven books about saving will help you find a way.

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1. 'The Millionaire Next Door,' by Thomas J. Stanley

Best for: 

  • Inspiration
  • Reflecting on your habits

If you’ve been feeling uninspired about saving lately, this is the book to pick up. One of the major points of this book is that almost anyone at any income level can save and invest their way to wealth.

Based on interviews with hundreds of millionaires, author Thomas J. Stanley points out the commonalities between millionaires across the US. More often than not, the people featured in this book aren’t millionaires from inheritances or family fortunes, they’re millionaires from saving and investing earned wealth over time. 

It’s an easy read that focuses on stories and interviews, and you’ll put it down with new and actionable advice you hadn’t thought of before. 

Buy it here »

2. 'I Will Teach You To Be Rich,' by Ramit Sethi

Best for: 

  • Taking the next step
  • Making a plan

Equal parts inspirational and informational, “I Will Teach You to Be Rich” has become a mainstay in the personal finance community, especially for anyone who wants to build wealth. 

Whether you want to save or invest the extra money you’re keeping every month, this book is a primer on how to do it most efficiently. It has practical tips not only on how to save more money, but also how to save more efficiently (i.e., how to make it effortless) and where to put the money that you’ve saved to make it work harder. 

Buy it here »

3. 'But First, Save 10,' by Sarah Catherine Gutierrez

Best for:

  • Habit breaking
  • Inspiration

This book outlines the principle behind the “pay yourself first” strategy, where you save and invest a percentage of your income before doing anything else. 

The book walks through saving an emergency fund, saving and investing for retirement, and saving for other future, fun purchases. The author is a financial planner, which gives this book extra credibility and perspective from a professional. 

This book is great motivation for anyone who wants to lower their spending, start building up their savings, and reach their goal with simple strategies. 

Buy it here »

4. 'The Year Of Less,' by Cait Flanders

Best for: 

  • Habit breaking
  • Inspiration

Equal parts self-help and personal finance, this book follows the journey of an author who went from struggling with $30,000 of credit card debt to saving over half her income. And, it all starts when she stops shopping. 

“The Year Of Less” outlines author Cait Flanders’ year of buying only things that were consumable — no clothing, electronics, or anything extra. In the process, she starts tackling her debt and saving. 

If you’re hoping to inspire a lifestyle change and challenge yourself, Flanders’ book offers a fresh perspective on why spending less could equal more happiness. 

Buy it here »

5. 'The Financial Diet,' by Chelsea Fagan

Best for:

  • Beginners
  • Visual learners

“The Financial Diet” takes a look at the areas in your life where you might be overspending, and shows you how to fix it. Author Chelsea Fagan outlines a plan to get good with money in a year, from managing your grocery bill to building credit. The book is not overly dense, and offers lots of quickly-found and helpful advice for anyone who’s new to managing money.

It’s a relatively quick read that will be helpful for many newcomers, especially for visual learners since it includes a number of graphics and flowcharts.

Buy it here »

6. 'Get Money,' by Kristin Wong

Best for:

  • Inspiration
  • Beginners

Kristin Wong’s book “Get Money” avoids the dryness of some other personal finance books, and keeps a heavy topic light. While it does cover budgeting and frugality, it also goes beyond that, looking at the things that make it possible to get money in the first place — and keep it. 

It pulls together a lot of the tactics that anyone can use to save more, save more consistently, and build wealth automatically.

Buy it here »

7. 'The 30-Day Money Cleanse,' by Ashley Feinstein Gerstley

Best for:

  • Visual learners 
  • Making a plan

This book doesn’t have any of the gimmicks usually associated with a “cleanse” — instead, it’s just a practical guide to being better about spending and saving. 

Author Ashley Feinstein Gerstley does guide readers through a step-by-step guide to spend less, but also gives helpful explanations of background info that’s essential to know. A focus on habits makes it good for both long-time personal finance followers and beginners. 

Buy it here »

Disclosure: This post is brought to you by the Personal Finance Insider team. We occasionally highlight financial products and services that can help you make smarter decisions with your money. We do not give investment advice or encourage you to adopt a certain investment strategy. What you decide to do with your money is up to you. If you take action based on one of our recommendations, we get a small share of the revenue from our commerce partners. This does not influence whether we feature a financial product or service. We operate independently from our advertising sales team.

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