{"id":134710,"date":"2023-10-09T09:39:00","date_gmt":"2023-10-09T09:39:00","guid":{"rendered":"https:\/\/myfintale.com\/?p=134710"},"modified":"2023-10-09T09:39:00","modified_gmt":"2023-10-09T09:39:00","slug":"uk-house-prices-continue-to-fall-in-september","status":"publish","type":"post","link":"https:\/\/myfintale.com\/economy\/uk-house-prices-continue-to-fall-in-september\/","title":{"rendered":"UK House Prices Continue To Fall In September"},"content":{"rendered":"
UK house prices fell for the sixth straight month in September as higher interest rates weighed on mortgage affordability, survey data from the Lloyds Bank subsidiary Halifax and S&P Global showed Friday. <\/p>\n
House prices slid 0.4 percent on a monthly basis in September. This was the sixth straight month of decline but markedly slower than the 1.8 percent fall in August. Prices were forecast to decrease 0.8 percent.<\/p>\n
A typical UK home costs GBP 278,601, a similar level was last seen in early 2022. <\/p>\n
On a yearly basis, house prices declined 4.7 percent in September after easing 4.5 percent in August. <\/p>\n
Halifax Mortgages Director Kim Kinnaird said homeowners have become more realistic about their selling price, reflecting what has increasingly become a buyer’s market. <\/p>\n
With Base Rate likely to be around its peak, fixed rate mortgage deals are likely to ease back from recent highs. <\/p>\n
“Many economists and financial markets<\/span> predict that Base Rate will remain higher for longer, with any significant cuts appearing unlikely until inflation gets closer to the Bank of England’s 2% target,” Kinnaird added. <\/p>\n “Overall, these factors are likely to keep mortgage rates elevated in comparison to recent years, constraining buyer demand and putting downward pressure on house prices into next year,” said Kinnaird. <\/p>\n Further, Halifax said house prices proved more resilient than expected over that period, despite higher mortgage rates suppressing market activity. However, mortgage lender noted that there is often a lag-effect between rate increases and the full impact of higher mortgage costs on house prices.<\/p>\n The Bank of England kept its interest rate unchanged after 14 back-to-back rate hikes in September. <\/p>\n Source: Read Full Article<\/a><\/p>\n","protected":false},"excerpt":{"rendered":" UK house prices fell for the sixth straight month in September as higher interest rates weighed on mortgage affordability, survey data from the Lloyds Bank […]<\/a><\/p>\n<\/div>","protected":false},"author":3,"featured_media":134709,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"yoast_head":"\n